What is a robo-signer?

Robo-signers are mortgage lending company employees who prepared and signed off on foreclosures without reviewing them, as the law requires. Jeffrey Stephan, the GMAC employee who was the first identified as a robo-signer, has acknowledged that he prepared 400 such foreclosures a day. The discovery of robo-signers, the oversight panel argues, could simply be the tip of the iceberg. If so, more revelations could only increase the pressure on large banks. Their potential exposure to losses could skyrocket

What’s the significance?

The “robo-signing of affidavits and Assignments of Mortgage and all other mortgage foreclosure documents served to cover up the fact that loan servicers cannot demonstrate the facts required to conduct a lawful foreclosure. If it turns out that robo-signers did indeed sign off on loans without review, they committed fraud by claiming knowledge of a financial matter of which they had no personal knowledge. It could also mean that some people are wrongly being evicted from their houses.

The discovery of robo-signers, the oversight panel argues, could simply be the tip of the iceberg. From underwriting fraudulent mortgages; to shuffling it through the mortgage securitization chain without following proper legal procedures like the simple act of passing along paperwork; to concealing or doctoring basic facts when securitizing the mortgages and selling them to investors, large lenders and their partners on Wall Street could face hundreds of billions of dollars in losses by being forced to buy back faulty mortgages, some of which have already defaulted, from misled investors.

Investors bought mortgage-linked securities with the promise that the underlying mortgages conformed to basic underwriting standards, and that proper procedures were followed in the chain of securitization. Steep losses on those investments and the discovery of potentially fraudulent activity pushed investors to force banks to buy them back


Kathy Smith

Joseph Kaminski

Tammie Lou Kapusta

Rhonda Weston

Dhurata Doko

Cheryl Samons

Bryan Bly

Scott Anderson

Beth Cottrell

Jeffrey Stephan

 Whitney Cook

Christina Trowbridge

Stacy Spohn

Crystal Moore

Margaret Dalton

Barbara Hindman 

Christina Allen

 Liquenda Allotey

 Christine Anderson

Alfonzo Greene

Laura Hescott

Bethany Hood

Cecelia Knox

 Topako Love

Jodi Sobotta,

Eric Tate

Amy Weis

Rick Wilken

John Cody

Tamara Price

Dory or Dorey Goebel

Bernice Thell

Sarah Rubin

Amy Payment

Joseph Alvarado

Felix Amenumey

Pam Anderson

Sarah Block

Janeete Boatman

Sheri Bongaarts

Christopher Bray

Tammy Saleh

Tammy Brooks-Saleh

Jacqueline Brown

Paul Bruha

Rodney Cadwell

Hari Charagundla

Robyn Colburn

Frank Coon

Julie Coon

Jeremy Cox

Yvette Day

Teresa DeBaker

Larry Dingmann

Jason Dreher

Kimbretta Duncan

Salena Edwards

Fedelis Fondunggallah

Fanessa Fuller

Elizabet Geretschlaeger

Peggy Glass

Steven Grount

Cathy Hagstrom

Michelle Halyard

Craig Hanlon

Craig Hinson

Chyrs Houston

Paul Hunt

Etsuko Kaybeya

Jamil Kahin

Pam Kammerer

Gloria Karau

Scott Keller

Kyurstina Lawton

Lindsay Lesch

Whitney Lewis

Brock Martin

Joel Martinson

Donna McNaught

Marisa Menza

Steve Moe

Taylor Moore

Annmarie Morrison

Mellissa Mosloski

Kim Mullins

Susan Nightingale

Richard Olasande

Indgrid Pittman

Rona Ramos

Paige Sahr

Kimberly Sanford

Erika Spencer

Renae Stanton

Maya Stevenson

September Stoudemire

Emmanuel Tabot

Keo Maney Kue Vang

Rebecca Verdeja

Kim Waldroff

Katrina Whitfiled-Bailey

Katrina Whitfield

Katrina Bailey

Jerry Yang

Mellisa Ziertman

Katie Zrust

Roy Stringfellow

Amie Davis

Andrew Keardy

Tina Jones

Jamie Bilot

Vicki Kyle

Bernadette Polux

Charmaine Marchesi

Verdine A Freeman

Hang Luu

Vishal Karingada

Dulce Diaz

R.P. Umali

Michele Boiko

Eileen J. Gonzales

Jeff Rivas

Marcia Medley

Laura Hescott

Treva Moreland

Kim Kinney

Peter Read

Judith Stone

Shivani L. Ram

Amy Jo Cauthern-Munoz

Dawn L. Reynolds

Sara Rubin

Bharati Lengade

Melody Moore

Angela L. Freckman

Kim Kenny

Jennifer Duncan

Jan Zimmerman

Steve Ballman

Anne Sutcliffe

Judy Faber

Martha Kunkle

Natalie Anderson

Scott Anderson

Scott W. Anderson

Joseph Lutz

Varsha Thakkar

Michael Hanna

Ann Pinto

Toccoa Lenair

Vinod Vishwakarma

Leticia Arias

Mutru Kumar

Sakhada Lad

Fifi Volgarkis

Silvia Marchan

Sue Fillczkowski

Janice M. Baker

Aimee Austin

Keith Chapman

Richard Delgado

Neil E. Dyson

Renee L. Hensley

Joseph P. Hillery

Robert E. Kaltenbach

Brian J. LaForest

Michael H. Moreland

Steve A. Nielsen

Keith S. Reno

Margery A Rotundo

Denise A. Marvel



  1. angry & NOT TAKING IT says:

    litton loan robo signers
    Marti Noriega,Brenda McKinzy, Diane Dixon, Denise Bailey, Melissa Bell,
    Vinh Nguyen

  2. Executive Trustee Services (ETS) robo signers
    Dee Ortega, Marvell L. Carmouche

  3. Richard says:

    Any recent MIchelle Halyard signatures? She seems to have eluded the cameras!!

  4. patricia says:

    please any one have legal doc recorded with eric tate as attorney in fact he signed my assigment of deed of trust, in minnesota, county dakota on 2009 feb. in notarized by mark bischof in the same state.

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